When you own something, it's yours. You can do what ever you want with it and you never have to spend another penny to keep it. If someone takes it away from you without your consent they are essentially stealing. If your house is paid off completely or if you paid cash for it, you should own it outright. But, try not paying your property taxes and see what happens, or try not paying your HOA dues and see what happens. Even after you pay off your house you still get charged property taxes every year; like I said, you should never have to spend another penny on something you own to be able to keep it. If you don't pay your property taxes the Government will take your home from you. I don't understand how the myth of owning a home, as being part of the American dream got started, but whoever started it was either a corrupt scumbag or a complete moron. Owning a home in this country is impossible and we are idiots for playing along.