Do not pay for advice in something you can learn on your own easily. For example; investment advisors, financial planners, phsychiatrists, councilors, political scientists, economists and clinical phsycologists are what the great author Nassim Taleb would refer to as "non expert professions". These professions are for the most part BS. I would rather get investment advice from the writer of a business column than from an economist. Or, you would be just as well off to ask any normal, intelligent person about how to deal with certain situations or relationships rather than pay a psychologist.
Furthermore, with a little studying of your own, you can become just as proficient in these fields as any of these so called "experts", or at least proficient enough to make educated guesses which is just what they do, certificates and degrees aside. So save your hard earned money.